Managing a business comes with plenty of expenses, from fueling vehicles to traveling for meetings. Wouldn’t it be great if those expenses could help you earn rewards? The First Citizens Rewards Business Card is designed to do exactly that. With generous points on gas purchases, a 0% introductory APR, and flexible redemption options, this card is a smart financial tool for business owners looking to maximize their spending.
Earn Points on Every Dollar
The First Citizens Rewards Business Card helps you turn your everyday business purchases into valuable rewards. Every dollar you spend earns you points, but gas purchases especially shine. If your business involves frequent travel, deliveries, or any fuel-related expenses, this card ensures those costs work for you, not against you.
Whether you're filling up your company vehicles or traveling cross-country for business deals, you'll steadily rack up rewards that can later be redeemed for cash back, travel experiences, gift cards, and more.
Enjoy 0% Introductory APR
One of the standout features of the First Citizens Rewards Business Card is its 0% introductory APR offer. For a set period, you can carry a balance without paying interest. This can be a major advantage for new or growing businesses that may need to make larger purchases but want time to pay them off without financial pressure.
After the introductory period ends, a competitive standard APR will apply, but the 0% intro offer gives you breathing room right when you need it most.
Flexible Redemption Options
The flexibility of the rewards program is another reason this card stands out. Points you earn can be redeemed for:
- Travel bookings (flights, hotels, car rentals)
- Cash back credited to your account
- Merchandise and gift cards
- Experiences and more
This variety means you can tailor your rewards to fit your business needs or personal preferences. Need to cut travel costs? Redeem points for flights or hotels. Want to bolster your business’s bottom line? Opt for cash back.
Additional Benefits
Along with rewards and savings, the First Citizens Rewards Business Card offers valuable additional benefits:
- Online account management: Easily track your expenses, rewards, and payments.
- Fraud protection: Advanced security features help protect your business from unauthorized transactions.
- Employee cards: Add employees to your account to simplify business spending and earn points even faster.
These features help make the card not just a financial tool but a powerful business management resource.
Is the First Citizens Rewards Business Card Right for You?
If your business spends significantly on gas and you value flexible rewards, the First Citizens Rewards Business Card could be a perfect match. The combination of points on everyday purchases, 0% intro APR, and a wide range of redemption options make it a strong contender for business owners looking to optimize their expenses.
In a competitive market, having a card that rewards you while keeping operational costs in check is a smart move. With the First Citizens Rewards Business Card, you’re not just spending — you’re investing in your business’s future.